Tapper’s Gold Exchange offers 90-day collateralized loans, during which you may collect your items at any time. As a state-licensed and regulated pawnbroker, we charge 3% a month, plus a $3.00 storage fee. At the end of your loan, you can decide to make a redemption or renewal of your loan. Tapper’s Gold Exchange offers a 14 day grace period on all loans at an additional charge of 1 month’s interest plus $3.00 service fee. Additional fees may apply.

Yes. You can sell your unwanted jewelry and timepieces at any one of our three Tapper’s Gold Exchange locations. Lending is only available at our Novi location.

At this time, loans are limited to our Novi location. You may visit our locations in West Bloomfield, Troy and Novi to buy or sell gold, estate jewelry, and timepieces.

Payments can be made at any time during the loan or paid all at once at time of pickup, but must be paid prior to the end of the 90 days in order to maintain ownership of your pledge/pawn. Only cash payments will be accepted.

At the end of the 90 days, if the principal and interest are unpaid, ownership of the pledged item will be transferred to Tapper’s Gold Exchange. If the interest has been paid, we can offer you a renewal, which extends your loan for another 90 days.

The value of your item is calculated based on the current market value.

Tapper’s Gold Exchange accepts several types of personal assets as collateral for your loan, including fine jewelry, gold & precious metals, diamonds, gemstones, and timepieces.